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When applying for a home loan I can help you find a lender who will work
closely with you and help to get the best terms. When you apply for a home loan
you will need to provide the lender a lot of personal financial information.
To make the process go smoothly, you will need to collect all of the information
below.
Checking, Savings, CD's, Money Market, and IRA Accounts:
__________ name and addresses of institutions
__________ account numbers
__________ balances
Loans (auto, mortgages, student loans, credit union loans, etc.):
__________ names and addresses of creditors
__________ monthly payments and balances
__________ account numbers and purpose of loans
Credit Cards:
__________ card names and name of issurer
__________ account numbers
__________ monthly payments and balances
Employment Information:
__________ names and addresses of all employers for 2 years
__________ dates of employment
__________ recent pay stubs with salary amount
Self-Employment:
__________ tax returns for the past two years
__________ corporate or partnership tax returns for the past two years
__________ year to date profit and loss statement
Real Estate Owned:
__________ address of property
__________ how the home is used (rental, second, etc.)
__________ value of property
__________ lease agreements and terms
__________ name and address of lenders
__________ monthly payments, balances, account numbers
Personal Assets:
__________ year, model, owed, and values of cars
__________ cash value of life insurance
__________ value of stocks and bonds
__________ other income (disability, grants, trusts, etc.)
Contract of sale on home being purchased
Listing of home being purchased
Contract of sale of existing home if applicable
Last two years W-2s or 1099s
Divorce/seperation decrees
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